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813-687-8333
386-748-3736
Rich Peters is a dedicated Mortgage Loan Officer with 9 years of industry experience, specializing in both residential and commercial financing. With a professional background as an active Realtor, Rich brings a dual perspective that allows him to guide homebuyers, investors, and business owners through the lending process with clarity and confidence.
Rich entered the mortgage industry after a pivotal introduction to the field from George Dudley at a Realtor conference—a conversation that ultimately inspired him to pursue his loan officer license. Today, he proudly serves clients through Home Access Financial, where his work is centered on transparency, integrity, and customized lending solutions.
Clients value Rich’s ability to communicate clearly, anticipate their needs, and make complex financial decisions feel manageable. His approach is rooted in genuine care and a commitment to providing a smooth, stress-free experience from application to closing.
When he’s not assisting clients, Rich enjoys planning vacations with his wife, staying active at the gym, and remaining involved in the Florida real estate community.
For more information on Rich, or to find out more about a loan program, give him a call or email him at [email protected]

In today’s market, it’s not just about offering the most money—it’s about making your offer stand out. Here are five proven strategies to help you do just that.

1. Include Your Pre-Approval Letter
Already done—great job! Make sure to attach it with your offer to show you're serious and ready to go.
2. Offer a Strong Earnest Deposit
A larger deposit can give sellers more peace of mind that you won’t back out.
3. Limit Contingencies
Talk with your Realtor about keeping your offer clean. Fewer contingencies can make it more attractive.
4. Write a Personal Letter
A heartfelt note can go a long way, especially if you connect with the seller’s story.
5. Be Flexible on Closing Timeline
Sometimes, giving the seller their ideal close date beats out a higher offer.
Want help prepping a competitive offer? Let’s chat before you send it in.
Home Access Financial provides home financing assistance throughout the state of Florida, Georgia, South Carolina, North Carolina, Tennessee, Texas and Pennsylvania. We offer a wide variety of home loan programs to meet the purchase and refinancing needs of most residential home buyers and homeowners.
NMLS #1516011
Equal Housing Lender

100 S. Ashley Drive, Suite 1150, Tampa, FL 33602
866-516-1937
Fair Lender | Fair Housing
Contact Us Today for a Free Rate and Home Loan Consultation