Investment Property Loans in Florida

Investing in real estate can be a highly lucrative endeavor, but before you can start making a profit on rental property, you need to have a trusted mortgage expert on your side. At Home Access Financial, we offer a variety of home loan options at competitive rates, including financing programs for investment properties. Investment property loans typically carry more risk than traditional loans for owner-occupied homes; therefore, the interest rate on these loans are generally higher. However, here at Home Access Financial, we strive to keep our rates competitive. Call the number below to get your free rate quote and consultation.

Contact us today at (813) 863-9464 or get started online using the form on this page.

About Our Rental Property Loans

  • Competitive Rates

    We offer some of the most aggressive pricing available in the mortgage space coupled with low closing costs.

    Flexible Programs

    At Home Access Financial we work with multiple wholesale mortgage lenders to ensure that we can offer the types of products to meet the needs of most borrowers.

    Types of Properties

    We offer investment property financing solutions on most types of 1-4 unit properties in Florida.

  • Refinancing

    Looking to refinance your rental property? We’re here to help with low interest rates on a variety of fixed and adjustable rate products.

    Condos Too

    Finding competitive pricing for financing rental condos can be tricky business. Contact us to learn more about our investment property condo financing solutions.

    Cash-Out Financing?

    It may be possible to cash-out some of the equity you’ve acquired over the years in your rental property. Let’s talk!

  • Paperwork You’ll Need

    • Social Security numbers for both you and any co-borrowers
    • Copies of checking and savings accounts statements for the past two months
    • Evidence of any other assets such as bonds, stocks, or money saved in retirement programs (i.e. 401k or 403b program)
    • Recent paycheck stubs
    • W-2 withholding forms, or income tax returns for the past two years to verify your income and proof of employment
    • The name and address of someone who can verify your employment
    • Residence history for the past two years
    • Sales contract for the purchase of a new home
    • Homeowner’s association information with contact information if property is a condo or part of a homeowner’s association
    • Proof of at least six months cash reserves

    Contact us today for a full list of paperwork required to complete the application and underwriting processes.

  • Contact Us

    Thank you for your interest in Home Access Financial. You can request additional information using any of the following methods:

    • Call (813) 863-9464
    • Complete the rate quote form on this page

    Why Us?

    • Wide Variety of Programs
    • Fast Turn Times
    • Dedicated Service
    • Streamline Loan Process