Home Purchase Financing in Florida

Purchasing a home is likely one of the biggest investments you’ll ever make in your lifetime. Because of the numerous factors to consider when purchasing a home, it’s important to prepare as best you can. At Home Access Financial, we are dedicated to finding the loan that fits your individual needs.

We offer a great suite of home loan programs to meet the needs of most home buyers. Whether you are looking to buy your first home, an investment property, or a vacation home, help is right around the corner. Give us a call today at (813) 534-6889 for a free quote and consultation.

Contact us today at (813) 863-9464 or request a no obligation rate quote.

Types of Home Loans Offered

  • Conventional Loans

    We offer a variety of traditional fixed rate and adjustable rate mortgages including jumbo loans for higher loan amounts.

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    USDA Mortgages

    USDA mortgages are available for lower and middle income borrowers who are seeking zero down financing in USDA eligible areas.

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  • FHA Loans

    FHA loans are insured by the government and have a lower down payment requirement than what is available through most financing outlets.

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    Renovation Loans

    We offer FHA 203K for those looking to finance properties and home improvements without the need for home equity lines of credit  (HELOCs) or fixed rate second mortgages.

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  • VA Mortgages

    For eligible members of the Armed Services. Requires no money down, no private mortgage insurance, and are available at competitive rates.

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    Jumbo Mortgages

    We work with some of the most aggressively priced lenders in the nation to provide low interest rates on higher loan amounts.

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  • Paperwork You’ll Need

    • Social Security numbers for both you and any co-borrowers
    • Copies of checking and savings accounts statements for the past two months
    • Evidence of any other assets such as bonds, stocks, or money saved in retirement programs (i.e. 401k or 403b program)
    • Recent paycheck stubs
    • W-2 withholding forms, or income tax returns for the past two years to verify your income and proof of employment
    • The name and address of someone who can verify your employment
    • Residence history for the past two years
    • Sales contract for the purchase of a new home
    • Homeowner’s association information with contact information if property is a condo or part of a homeowner’s association

    Contact us today for a full list of paperwork required to complete the application and underwriting processes.

  • Contacting Us

    Thank you for your interest in Home Access Financial. You can request additional information using any of the following methods:

    • Call (813) 863-9464
    • Complete the rate quote form on this page

    Why Us?

    • Wide Variety of Programs
    • Fast Turn Times
    • Dedicated Service
    • Streamline Loan Process