Florida VA Loans
Whether you’re buying or refinancing a home, Home Access Financial can assist members of the Armed Forces in finding the best mortgage option for their needs. We are proud to offer zero money down VA mortgages for eligible veterans, active duty servicemen and women, and even surviving spouses.
This special home financing opportunity is only available to those who qualify and meet certain guidelines for eligibility. Be sure to give us a call at the number below for more information and a free interest rate quote.
Contact us today at (813) 863-9464
Why Consider a VA Mortgage?
Zero Down Payment
Conventional home loans can require 5-20% down, whereas VA loans require no money down at all. This makes homeownership a much more affordable goal for active duty military, veterans and surviving spouses, who are often on a fixed income.
VA loan applicants may be approved even with less than perfect credit histories. This flexibility opens up homeownership for a broad range of people.
VA loans come with competitively priced interest rates, making them even more affordable. For a free, no obligation rate quote, contact Home Access Financial today by calling (813) 534-6889.
VA loans can be refinanced with minimal documentation and fewer costs than traditional refinancing.
No Mortgage Insurance
Another great perk of VA home loans is that they do not require private mortgage insurance. This helps keep monthly mortgage payments low and may even allow borrowers to get “more house for their money,” as more of their payment will be going directly to their principal and interest payments.
Unlike most conventional mortgage programs, VA loans may allow the use of gift funds to cover closing costs.