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Robert Sells

VP OF OPERATIONS

Robert Sells is an experienced mortgage professional and Lead Processor at Home Access Financial, with over a decade of experience helping families navigate the loan process through clear communication, efficiency, and personalized service.

[email protected]

440-670-4105

Robert at a glance

ROLE

VP of Operatins, Home Access Financial

LICENSED IN

FL · GA · SC · NC · TN · TX · PA

OFFICE

100 S. Ashley Dr, Suite 1150, Tampa, FL 33602

NMLS

Individual #984364 · Company #1516011

About Robert Sells

Robert Sells is one of Home Access Financial's first employees. Over the past decade, Robert has counseled hundreds of families to purchase and refinance their homes and helped create and develop numerous processes and procedures that have set up apart from the competition. The majority of his business has come from repeat clients, client referrals, and realtor referrals.

Robert transitioned to be our Lead Processor and now oversees the entire loan process for all clients. He is here to guide you through your loan process, starting with the initial disclosure through closing. It is his goal to ensure that you are updated every step of the way. Robert works hand and hand to provide all of our clients make it to the closing table in a timely manner.

Why borrowers choose Robert

Personal, one-on-one loan meetings - not a call center

Ops-management discipline: clear timelines, no surprises

First-time homebuyer friendly - patient, plain-English answers

Works closely with your Realtor to keep closing on track

Not sure which fits? Robert will compare options side by side on a quick call.

Mortgage loan programs Robert offers

Home Purchase Loans

Pre-approval and financing to buy a primary home, second home or condo.

Refinance

Lower your rate or payment, shorten your term, or take cash out.

USDA Loans

Zero-down financing for eligible homes in qualifying rural and suburban areas.

FHA Loans

Government-backed loans with low down payment and flexible credit guidelines.

Conventional Loans

Fixed and adjustable options for buyers with solid credit and savings.

Investor Loans

Financing for rental and investment properties to grow your portfolio.

Mortgage payment calculator

Estimate your monthly payment, then send Peter your numbers for a real quote.

Home price$400,000

Down payment10% · $40,000

Interest rate6.5%

Loan term

Property tax / yr

Home insurance / yr

Estimated monthly payment

$2,975/mo

Principal & interest$2,275

Property tax$400

Home insurance$300

Loan amount$360,000

Under 20% down? Mortgage insurance (PMI/MIP) may apply. FHA and USDA can still keep payments low — ask Peter.

Get my real rate — start application More calculators: affordability, refinance, rent vs. buy →

Estimates are for illustration only and are not a loan offer or rate quote. Excludes HOA dues and mortgage insurance. Actual rate and payment depend on credit, property, loan program and market conditions.

How to get pre-approved with Robert

Step 1: Apply online

Secure application that saves as you go — stop and pick up where you left off.

Step 2: Upload docs & review options

Send documents securely, then Peter walks you through programs and cash-to-close one-on-one.

Step 3: Shop with confidence

Get your pre-approval letter and make a strong offer with your agent.

Step 4: Close on time

Clear updates from contract to keys, so there are no last-minute surprises.

What Robert's clients say

Leave Robert a Google review →

★ ★ ★ ★ ★

Tad and Robert got my wife and I a mortgage that nobody else was able to get! We found the home of our dreams but ran into issues securing a loan because we are both self-employed. When everyone else said "we can't do it," Home Access Financial said "we can." And they did! We would recommend HAF to anyone!

Jared G

Florida

30-07-2019

★ ★ ★ ★ ★

HAF and Robert Sells did a great job with our home loan. They were easy to talk to and always available. They went above and beyond on many occasions and found a solution to every obstacle that came along. I highly recommend them!

Cristian C

Tampa, Florida

01-04-2020

★ ★ ★ ★ ★

Working with Tad & Robert twice was a true pleasure! As a first time homebuyer, I was introduced to Home Access Financial through my realtor, Heather Dunnuck. They walked me through everything step by step and made a huge process seem manageable. 18 months later, Tad reached out to see if I was interested in running numbers for refinancing. The thought of doing it seemed incredibly daunting but the rates were right and I knew I was working with some stand-up professionals! Needless to say, HAF was great and my refinancing went as smooth as possible. 10/10 would recommend!

Casey C

Florida

03-03-2021

Frequently asked questions

What types of mortgages does Robert Sells offer?

Robert offers home purchase loans, refinancing, FHA, USDA, conventional and investor loans through Home Access Financial (NMLS #1516011).

Which states is Peter licensed to lend in?

Florida, Georgia, South Carolina, North Carolina, Tennessee, Texas and Pennsylvania. Verify his license at NMLS Consumer Access (NMLS #984364).

How do I get pre-approved for a mortgage in Tampa?

Start the secure online application, share income and asset documents, and Robert will review your options and issue a pre-approval letter you can use when making offers.

What if my pre-approval is about to expire?

Most pre-approvals need updated documents to be refreshed. Read what to do when your pre-approval is expiring, or call Robert to update it.

Does Robert work with first-time homebuyers?

Yes. Many of Robert's clients are first-time buyers, and he explains each step in plain language — including low-down-payment options like FHA and USDA.