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Erick has been a dedicated professional in the mortgage industry for more than a decade and has been an integral part of the Home Access Financial team since 2017. Throughout his tenure, he has played a key role in developing and implementing many of the processes and procedures that help distinguish Home Access Financial from its competitors. Today, as a Loan Partner, Erick focuses on providing exceptional support to borrowers throughout their home financing journey.
Known for his attention to detail and commitment to client service, Erick serves as a trusted guide from application through closing, ensuring borrowers remain informed and confident every step of the way. His passion for helping individuals and families achieve their homeownership goals is evident in every interaction, and he takes great pride in making the mortgage process as smooth and stress-free as possible.
Originally from Texas, Erick relocated to Florida in 1997. He attended the University of South Florida, where he earned a Bachelor's Degree in Finance in 2008. Following graduation, he launched his career in the mortgage and banking industry, serving clients throughout the Tampa Bay area.
Outside of the office, Erick enjoys taking advantage of Florida's outdoor lifestyle. Whether he's kayaking through the state's scenic waterways, deep-sea fishing in the Gulf, or exploring the open road on his motorcycle, he appreciates every opportunity to enjoy the natural beauty and adventure that Florida has to offer.

In today’s market, it’s not just about offering the most money—it’s about making your offer stand out. Here are five proven strategies to help you do just that.

1. Include Your Pre-Approval Letter
Already done—great job! Make sure to attach it with your offer to show you're serious and ready to go.
2. Offer a Strong Earnest Deposit
A larger deposit can give sellers more peace of mind that you won’t back out.
3. Limit Contingencies
Talk with your Realtor about keeping your offer clean. Fewer contingencies can make it more attractive.
4. Write a Personal Letter
A heartfelt note can go a long way, especially if you connect with the seller’s story.
5. Be Flexible on Closing Timeline
Sometimes, giving the seller their ideal close date beats out a higher offer.
Want help prepping a competitive offer? Let’s chat before you send it in.
Home Access Financial provides home financing assistance throughout the state of Florida, Georgia, South Carolina, North Carolina, Tennessee, Texas and Pennsylvania. We offer a wide variety of home loan programs to meet the purchase and refinancing needs of most residential home buyers and homeowners.
NMLS #1516011
Equal Housing Lender

100 S. Ashley Drive, Suite 1150, Tampa, FL 33602
866-516-1937
Fair Lender | Fair Housing
Contact Us Today for a Free Rate and Home Loan Consultation