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Understanding the stress associated with purchasing a home, Tad Wentzell decided to create an independent mortgage bank focused on serving the needs of today’s homebuyers and real estate professionals.
Since entering the mortgage industry in 2008, Tad has managed and originated for large FDIC banks, regional correspondent mortgage lenders, and mortgage brokers. With this experience behind him, Tad realized that there was a need for a better home financing experience, and with this in mind, Home Access Financial was created.
Starting as a small mortgage brokerage, Home Access Financial has grown to become one of the premier independent mortgage banks in Florida, focused on the home-buying experience. As a result of Tad’s leadership, Home Access Financial has a deep sense of integrity, a strong focus on communication, and a deep desire to do whatever is best for our clients’ needs every single day.
On a personal note, Tad is originally from New Hampshire and moved to Florida to attend the University of South Florida. Immediately after completing his business degree with a major in Finance, Tad entered the mortgage industry. He now lives in Riverview with his two children.

In today’s market, it’s not just about offering the most money—it’s about making your offer stand out. Here are five proven strategies to help you do just that.

1. Include Your Pre-Approval Letter
Already done—great job! Make sure to attach it with your offer to show you're serious and ready to go.
2. Offer a Strong Earnest Deposit
A larger deposit can give sellers more peace of mind that you won’t back out.
3. Limit Contingencies
Talk with your Realtor about keeping your offer clean. Fewer contingencies can make it more attractive.
4. Write a Personal Letter
A heartfelt note can go a long way, especially if you connect with the seller’s story.
5. Be Flexible on Closing Timeline
Sometimes, giving the seller their ideal close date beats out a higher offer.
Want help prepping a competitive offer? Let’s chat before you send it in.
Home Access Financial provides home financing assistance throughout the state of Florida, Georgia, South Carolina, North Carolina, Tennessee, Texas and Pennsylvania. We offer a wide variety of home loan programs to meet the purchase and refinancing needs of most residential home buyers and homeowners.
NMLS #1516011
Equal Housing Lender

100 S. Ashley Drive, Suite 1150, Tampa, FL 33602
866-516-1937
Fair Lender | Fair Housing
Contact Us Today for a Free Rate and Home Loan Consultation