Tad Wentzell

FOUNDER & CEO

Tad Wentzell is an experienced mortgage professional with over 18 years in the industry, dedicated to providing a seamless home financing experience through integrity, clear communication, and client-focused solutions.

813-864-5542

Tad at a glance

ROLE

Founder and CEO, Home Access Financial

LICENSED IN

FL · CA · GA · NC · SC · PA · TN · TX

OFFICE

100 S. Ashley Dr, Suite 1150, Tampa, FL 33602

NMLS

Individual #396216 · Company #1516011

About Tad Wentzell

Understanding the stress associated with purchasing a home, Tad Wentzell decided to create an independent mortgage bank focused on serving the needs of today’s homebuyers and real estate professionals

Since entering the mortgage industry in 2008, Tad has managed and originated for large FDIC banks, regional correspondent mortgage lenders, and mortgage brokers. With this experience behind him, Tad realized that there was a need for a better home financing experience, and with this in mind, Home Access Financial was created.

Starting as a small mortgage brokerage, Home Access Financial has grown to become one of the premier independent mortgage banks in Florida, focused on the home-buying experience. As a result of Tad’s leadership, Home Access Financial has a deep sense of integrity, a strong focus on communication, and a deep desire to do whatever is best for our clients’ needs every single day.

 

On a personal note, Tad is originally from New Hampshire and moved to Florida to attend the University of South Florida. Immediately after completing his business degree with a major in Finance, Tad entered the mortgage industry. He now lives in Riverview with his two children.

Why borrowers choose Tad

Personal, one-on-one loan meetings - not a call center

Ops-management discipline: clear timelines, no surprises

First-time homebuyer friendly - patient, plain-English answers

Works closely with your Realtor to keep closing on track

Not sure which fits? Tad will compare options side by side on a quick call.

Mortgage loan programs Tad offers

Home Purchase Loans

Pre-approval and financing to buy a primary home, second home or condo.

Refinance

Lower your rate or payment, shorten your term, or take cash out.

USDA Loans

Zero-down financing for eligible homes in qualifying rural and suburban areas.

FHA Loans

Government-backed loans with low down payment and flexible credit guidelines.

Conventional Loans

Fixed and adjustable options for buyers with solid credit and savings.

Investor Loans

Financing for rental and investment properties to grow your portfolio.

Mortgage payment calculator

Estimate your monthly payment, then send Peter your numbers for a real quote.

Home price$400,000
Down payment10% · $40,000
Interest rate6.5%
Loan term

Estimated monthly payment

$2,975/mo
Principal & interest$2,275
Property tax$400
Home insurance$300
Loan amount$360,000
Under 20% down? Mortgage insurance (PMI/MIP) may apply. FHA and USDA can still keep payments low — ask Peter.
Get my real rate — start application More calculators: affordability, refinance, rent vs. buy →

Estimates are for illustration only and are not a loan offer or rate quote. Excludes HOA dues and mortgage insurance. Actual rate and payment depend on credit, property, loan program and market conditions.

How to get pre-approved with Tad

Step 1: Apply online

Secure application that saves as you go — stop and pick up where you left off.

Step 2: Upload docs & review options

Send documents securely, then Peter walks you through programs and cash-to-close one-on-one.

Step 3: Shop with confidence

Get your pre-approval letter and make a strong offer with your agent.

Step 4: Close on time

Clear updates from contract to keys, so there are no last-minute surprises.

What Tad's clients say

Leave Tad a Google review →

★ ★ ★ ★ ★

Working with Tad & Robert twice was a true pleasure! As a first time homebuyer, I was introduced to Home Access Financial through my realtor, Heather Dunnuck. They walked me through everything step by step and made a huge process seem manageable. 18 months later, Tad reached out to see if I was interested in running numbers for refinancing. The thought of doing it seemed incredibly daunting but the rates were right and I knew I was working with some stand-up professionals! Needless to say, HAF was great and my refinancing went as smooth as possible. 10/10 would recommend!

Cassey C
Tampa, Florida
★ ★ ★ ★ ★

I've used Tad three times already and the amount of money and time he's saved me is unfathomable. Give him a call and let him run through the numbers for a new home or refinance and you'll be surprised. No surprises from start to closing.

Gerald M
Wesley Chapel, Florida
★ ★ ★ ★ ★

Tad and Robert with Home Access are both incredibly easy to work with. They are timely, efficient and can be trusted to get you the best deal possible. I highly recommend them and this company!

Jason H
Tampa, Florida
★ ★ ★ ★ ★

Erick and Tad were awesome during my home buying experience. Very transparent, answered any/all questions I had and made all of the number clear to see. Would highly recommend them to anyone!

Rachel K
Florida

Frequently asked questions

What types of mortgages does Tad Wentzell offer?

Tad offers home purchase loans, refinancing, FHA, USDA, conventional and investor loans through Home Access Financial (NMLS #1516011).

Which states is Peter licensed to lend in?

Tad Wentzell is licensed in Florida, California, Georgia, North Carolina, South Carolina, Pennsylvania, Tennessee, and Texas. Verify his license through NMLS Consumer Access (NMLS #396216).

How do I get pre-approved for a mortgage in Tampa?

Start the secure online application, share income and asset documents, and Tad will review your options and issue a pre-approval letter you can use when making offers.

What if my pre-approval is about to expire?

Most pre-approvals need updated documents to be refreshed. Read what to do when your pre-approval is expiring, or call Peter to update it.

Does Tad work with first-time homebuyers?

Yes. Many of Tad's clients are first-time buyers, and he explains each step in plain language — including low-down-payment options like FHA and USDA.

I'm a Realtor. How does Tad work with agents?

Tad keeps agents updated from pre-approval to closing and offers co-marketing through HAF Marketing Group. Schedule a call to partner.

Homebuyer guides from Tad

Your Pre-Approval Is About to Expire — Here's What to Do →

Closing Countdown: What Happens After Your Offer Is Accepted →

5 Smart Offer Strategies to Win the Home You Love →

Ready to see what you qualify for?

Apply in minutes. No obligation. Tad will follow up personally.

Popular Searches

Home Access Financial provides home financing assistance throughout the state of Florida, Georgia, South Carolina, North Carolina, Tennessee, Texas and Pennsylvania. We offer a wide variety of home loan programs to meet the purchase and refinancing needs of most residential home buyers and homeowners.

Licensing & Disclosures

100 S. Ashley Drive, Suite 1150, Tampa, FL 33602

866-516-1937

Fair Lender | Fair Housing

Contact Us Today for a Free Rate and Home Loan Consultation